Unlike income protection, trauma cover doesn't depend on whether you can work or not. To qualify you simply have to survive 14 days after suffering a major illness like heart attack, stroke or cancer. This kind of insurance is also known as Living Assurance, Critical Illness Cover or Serious Care.
What does Trauma Cover include?
Trauma cover pays a cash lump sum if you suffer from a predetermined health condition and survive 14 days.
The three biggest conditions people claim for are heart attack, stroke and cancer, but most insurers cover a broad range of events.
We can advise you on the best cover for your needs.